In The News
At Premiere Retirement Planning and Wealth Management, we contribute our financial and professional insights to well-known publications on topics that matter to you. Click below to read some of our featured articles.
Published Articles
Investing Your Money – Published May, 2022
How can you invest your money during turbulent times? Jeff Vogan, President & Founder of Premiere Retirement Planning & Wealth Management discusses wild swings in the market and more.
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision.
How Will The Election Affect Your Finances? – Published December, 2020
After an extremely crazy year, the last thing any of us wants to do is focus more on politics. The truth is, however, that politics generally impact financial planning.
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision.
Using Annuities to Retire With Confidence – Published March, 2020
Retiring is often fantasized as a time to relax, travel, and spend time with loved ones. However, more and more Americans are discovering that it can be an uncertain and worrisome time in their lives.
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision.
Do You Need Life Insurance in Retirement? – Published January, 2018
One form of life insurance that may be worth investigating for its tax advantages and estate benefits is an indexed universal life policy.
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision .
Is the ‘Buy-And-Hold’ Strategy Still Alive and Well? – Published December, 2017
It’s a rule that investors have stood by forever. But if you’re near retirement, it might not be right for you now. And the “4% rule”? It may be time to rethink that one, too!
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision .
Raytheon Magazine
Planning for Healthcare in Retirement
As we age, we naturally require more and more health care services – and health care is not cheap! In fact, for most retirees, it is generally one of the top 2 expenses in retirement, rivaled only by taxes. It is estimated that 70% of people age 65 will need Long Term Care at some point, with average national Private Nursing Home care costs around $97,000 per year, Assisted Living Facilities averaging $45,000 per year, with prices for all health care types continuing to rise.
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision .
Taxes in Retirement: Consider Paying it Forward!
What will be your biggest expense in retirement? Many would guess healthcare or housing. In fact, taxes tend to be the biggest expense that most middle class and affluent retirees face. The reason? With no kids at home, a mortgage paid down or paid off, and no longer funding tax deductible 401Ks and employment related expenses leaves less to write off.
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision .
Two New Laws: What You Need to Know
Amidst all the chaos going on recently, it has been more important than usual to stay on top of your retirement and financial goals. The government has recently passed 2 laws that may impact your retirement plan. Let’s take a look at how the SECURE Act and the CARES Act may impact you.
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision .
There Are Only Two Types of Money
Few things can disrupt or frustrate a retirement plan more than a serious market downturn or economic recession. According to Wall Street, it seems the “normal” way to diversify investments is to choose a collection of different stocks bonds or mutual funds to keep with the philosophy of not “putting all your eggs into one basket”.
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision .
Avoiding Disaster In Retirement
Comprehensive retirement planning includes planning for the worst. With the outbreak of Covid-19, we have seen stocks fall more than they have since 2008, with no sign of stopping. The economy continues to take even more of a massive hit as businesses close, travel is restricted, and many are confined to their homes.
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision .
Using Annuities to Retire In Confidence
Retiring is often fantasized as a time to relax, travel, and spend time with loved ones. It is a special time to reap the benefits of the money you have worked hard to accumulate after decades of saving and sacrificing. However, more and more Americans are discovering that it can be an uncertain, and worrisome time in their lives. Currently, 1 out of 3 Americans fail to plan sufficiently for retirement, and find themselves struggling to make ends meet.
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision .
5 Reasons to Revisit Your Life Insurance
For most of your adult life, you may have had the protection of life insurance to help safeguard you and your family. But as your life changed, so did your family’s needs and financial goals. With every transition and milestone, you should take the time to reexamine your life insurance policy to make sure you have the proper coverage, are in the right type of policy and it accomplishes the goals for the reasons you own it.
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision .
Smart Money Questions For Your Retirement
Many people don’t understand the devastating effect volatility can have on a portfolio. Just because the stock market, for example, has averaged over 10% per year over the last century or so, it does not mean one can live on anywhere close to 10% withdrawal rate on their investments. My clients want to know how to protect their livelihood and future from market risk and what investment vehicles can guarantee lifetime income.
Disclaimer: Content in this material is for general information only and is not intended to provide specific advice or recommendations for any individual. To determine what may be appropriate for you, consult your financial professional prior to making a decision .
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